Putti builds and integrates fintech software in New Zealand: payment platforms, digital wallets, crypto tools and open-banking integrations with providers such as BlinkPay. We're an Auckland team with 100+ projects delivered since 2010 and zero failures, and we handle the security and reliability financial software demands.
What fintech software does Putti build?
Financial software has a higher bar than most. Money moves, the data is sensitive, and downtime isn't an option. That's the kind of high-stakes work we take on.
We build payment flows, digital wallets and merchant tools designed for reliability at scale. We build open-banking integrations with providers such as BlinkPay. And we build crypto and digital-asset products with the security they need. Around all of it sits integration work: connecting fintech products to banks, ledgers, accounting systems and third-party APIs. See systems integration.
Why is financial software different to build?
Security has to be designed in, not added later. The system has to stay up and stay correct under load, because a wrong balance is a worse problem than a slow page. And data protection and financial compliance shape the design from day one.
We don't take on your regulatory obligations. We build to the requirements your compliance adviser sets and tell you early when one of them changes the plan.
What have we delivered?
Centrapay is an open-banking payment app for iOS and Android with secure payment flows, scan-to-pay, rewards and debit card connectivity, built for Centrapay and its banking partner. Easy Crypto is a retail marketplace for buying, selling and exchanging cryptocurrency, and it scaled past $1 billion in sales volume.
Both are part of 100+ projects delivered since 2010 with a zero-failure record. If you're building payment, open-banking or crypto software, tell us what you need.
Last updated: November 2, 2026
Frequently asked questions
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Who builds open-banking software in New Zealand?
Putti, an Auckland software team, builds fintech software for New Zealand businesses: payment platforms, digital wallets, crypto tools and open-banking integrations with providers such as BlinkPay. Our work includes Centrapay's open-banking payment app and Easy Crypto's marketplace, as part of 100+ projects delivered since 2010 with zero failures.
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Can you integrate with open-banking and payment providers?
Yes. We connect fintech products to banks, ledgers, accounting systems and third-party payment APIs, including open-banking providers such as BlinkPay. Integrations are where payment projects usually run long, because every provider has its own timetable and testing process. We list each one at the start so the plan carries the real dates.
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Does Putti build crypto and digital-asset products?
Yes. We built Easy Crypto, a retail marketplace for buying, selling and exchanging cryptocurrency that scaled past $1 billion in sales volume. Digital-asset products carry extra security demands, so we design for them from the start. Security, reliability under load and clear audit trails are part of the first design, not a later phase.
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How do you handle security and compliance in financial software?
Security is designed in from the start, and we build with data protection and financial compliance in mind. We don't replace your compliance adviser. We build to the requirements they and your regulators set, and we're upfront early if a requirement affects the design. Retrofitting security after launch is slower and riskier than planning it in.
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Can you build a payment app for iOS and Android?
Yes. Centrapay's payment app is an open-banking app for iOS and Android with secure payment flows, scan-to-pay, rewards and debit card connectivity, built for Centrapay and its banking partner. Payment apps need reliability above all, since a failed transaction is a failed customer. We test those paths hardest.
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What does it cost to build fintech software in NZ?
It depends on scope, integrations and compliance requirements, so there's no flat figure. A short scoping conversation, or a proof of concept in 2 to 4 weeks, gives you a real number before you commit to the full build.