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Amico

Bringing Structure, Trust, and Simplicity to Peer-to-Peer Lending

UX/UI Design

App Development

Flutter

Summary

Amico is a peer-to-peer lending platform designed to bring structure and accountability to informal loans. Whether lending money to a family member, friend, or colleague, Amico simplifies the process by enabling users to create secure loan agreements, obtain mutual approvals, and manage repayments in one convenient app.

Loan Agreement Creation


Amico allows users to create detailed loan agreements with ease. Users are guided through a straightforward process where they can input loan details such as the amount, repayment terms, interest (if any), and due dates. This ensures clarity and sets clear expectations for both parties.

Mutual Agreement Approval


Both the lender and borrower can review the loan terms before approving the agreement digitally. This ensures transparency and trust, giving both parties confidence in the arrangement.

Centralised Record Keeping


Every loan agreement is securely stored within the app, providing a clear, centralised history of active, completed, and pending loans. This eliminates the need for manual tracking or miscommunication, allowing users to access their records anytime.

Conclusion

By formalising informal loans, Amico has created a platform that fosters trust, transparency, and accountability in peer-to-peer lending. Whether lending money to a family member or friend, users benefit from a structured, secure, and user-friendly solution that simplifies every step of the process.